Established in 1999 in association with Hanover Financial Group, VLS has gained a reputation for discreet but exceptional efficiency from a wide range of Banking, Asset Finance and Vendor clients, providing outsourced services for portfolio management, rental programmes and other management services to the instalment credit market.

On 4th October 2011, VLS was acquired by a joint venture of Netsol Technologies Europe Ltd and Investec Asset Finance Plc. Click here for the Press Release

This new ownership provides VLS with access to the technology expertise of Netsol and the respected financial strength of Investec, enabling VLS to build on its existing success and give existing and future clients access to an unrivalled range of outsourced and other financing options.
Portfolio Management
Full or Partial Service designed to your requirements so you can focus on core competencies.

Distressed Portfolios
Focus upon supporting your needs in service, collections and improving cashflow with proactive arrears management.
Due Diligence
Providing support for various due diligence projects for acquisition or strategic disposal.


Block Discounting
Expertise in Block and Invoice factoring facility auditing, step in collect out capability.
Standby Services
We offer ‘Cold’, ‘Warm’ and ‘Hot’ start alternatives or just a watching brief on standby data.

Vendor Programmes
Vendors receive unrivalled support and service for their customers. Lenders can be confident their investment is being professionally managed.
Pricing
We deliver our services at a cost substantially lower than a comparable in-house provision.